Terms of Use

Last updated: August 13, 2026

These Terms of Use govern your access to and use of vansure.ca (the "Site"), operated by Vansure Insurance Services Ltd. ("Vansure," "we," "us," or "our"). By using the Site, you agree to these terms.

About Vansure

Vansure Insurance Services Ltd. is a licensed insurance agency operating in British Columbia, focused on Life, Accident & Sickness, and Travel insurance. Life insurance business is placed through Hub Financial Inc., a licensed managing general agency. Vansure is not an insurance company. We place business with licensed insurers on your behalf and do not underwrite policies ourselves.

No Advice Without a Broker

Content on this Site including product descriptions, FAQ content, and any estimates generated through our tools is for general informational purposes only and does not constitute insurance, financial, legal, or tax advice specific to your situation. Any estimate or quote provided through the Site is not a binding offer of coverage. Final pricing, eligibility, and terms are determined through full underwriting and confirmed by a licensed Vansure broker.

Estimates and Quotes

Any dollar figures, rate ranges, or coverage estimates shown on the Site are estimates only, based on the limited information provided at the time. Actual premiums and coverage terms depend on full underwriting by the insurer, including medical, lifestyle, and other factors. No coverage is bound through use of this Site.

Acceptable Use

You agree not to use the Site to:

• Submit false or misleading information in connection with a quote or application
• Attempt to access, interfere with, or disrupt the Site or its underlying systems
• Use the Site for any unlawful purpose

Intellectual Property

All content on the Site, including text, graphics, logos, and the Vee character, is the property of Vansure Insurance Services Ltd. or its licensors and may not be reproduced without permission.

Third-Party Links and Services

The Site may link to or integrate with third-party services (such as insurer applications or scheduling tools). We are not responsible for the content, accuracy, or practices of third-party sites.

Limitation of Liability

To the extent permitted by law, Vansure is not liable for any indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these terms limits any liability that cannot be excluded under applicable insurance regulatory or consumer protection law.

Governing Law

These terms are governed by the laws of British Columbia and the federal laws of Canada applicable therein.

Complaints and Regulatory Contact

Vansure and its brokers maintain Errors & Omissions insurance as required by the Insurance Council of British Columbia.

If you have a complaint about a Vansure licensee, you may contact the Insurance Council of British Columbia: insurancecouncilofbc.com

Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.