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Help your clients protect the home you helped them buy.

A new mortgage is when many families first ask how the payments would be covered. Vansure gives your clients a licensed broker to answer that, without adding work to your file.

Become a Vansure PartnerHow it works
  • Personally owned coverage
  • Life, critical illness and disability
  • No added work on your file
Why this relationship makes sense

You are already talking about the biggest debt your clients will take on.

A short introduction at that moment gets them a proper protection conversation with someone licensed to have it.

Keeping the mortgage paid

What happens to the payments if a borrower dies, becomes seriously ill or cannot work.

Lender insurance or their own policy

Clients are often offered coverage at signing and want to understand the difference before they decide.

Coverage that fits the amortization

Matching the term and amount to the mortgage and the household, not a one-size product.

The question clients ask most

Lender insurance, or a policy they own?

A broker walks through both so the client can choose. These are the general differences; the details depend on the lender and the policy.

Insurance offered with the mortgage

Typically
  • The benefit goes toward the mortgage with that lender.
  • Coverage usually follows the mortgage balance as it falls.
  • It is tied to that mortgage, so moving lenders can mean applying again.

A policy the client owns

Typically
  • The client names who receives the benefit and how it is used.
  • The coverage amount stays level for the term selected.
  • It stays with the client if they switch lenders or pay the mortgage off.

Your clients can see the difference year by year on our lender insurance vs your own policy page, and estimate their own needs with the mortgage protection calculator.

Vee, the Vansure mascot, holding a shield and a home
For new homeownersCoverage reviewed with a licensed broker
How Vansure helps

A broker, not a script

  • A proper review. A licensed Vansure broker reviews the client's situation and explains the options in plain language.
  • Tools they can try first. Clients can estimate their own needs before speaking with anyone.
  • No pressure. There is no obligation to buy, and the client decides what happens next.
Term lifeMortgage protectionCritical illnessDisability
How an introduction works

Three steps. Your client stays in control throughout.

You introduce

With your client's consent, you connect them with Vansure or share a link to our tools or quote page.

We advise

A licensed Vansure broker reviews the client's needs, explains the options in plain language and provides quotes.

The client decides

There is no obligation to buy. If they go ahead, we handle the application and stay available afterwards.

Professional boundaries

Where your work ends and ours begins

  • Vansure does not give mortgage advice and does not replace any insurance or other requirement set by a lender. Mortgage questions stay with you.
  • Only licensed Vansure brokers give insurance advice, quotes and recommendations. Partners introduce clients; they do not sell or advise on insurance.
  • Any arrangement between us is discussed directly, put in writing and disclosed to the client where required.
Common questions

Mortgage brokers usually ask

Do my clients have to buy anything?

No. A conversation and a quote are free, and there is no obligation to go ahead.

Can clients compare with the insurance their lender offers?

Yes. A broker can explain how personally owned coverage and lender insurance differ so the client can choose.

Do I need an insurance licence to introduce a client?

No. You make the introduction with your client's consent. Only licensed Vansure brokers give insurance advice, quotes and recommendations.

Give your clients a protection conversation.

Send a short enquiry and we will reply by email to set up a conversation.

Become a Vansure Partner

This page is general information for professionals and businesses. It is not an offer of employment or a contract, and it does not describe any compensation. Vansure Insurance Services Ltd. is an insurance brokerage in British Columbia. Insurance advice is provided only by licensed brokers, and all coverage is subject to the terms of the policy and the insurer's approval. See our Privacy Policy and Terms of Use.