Tools
Learn
Community
Get a Quote
Vansure Learn

Insurance, explained in plain language.

Short guides for people in BC and across Canada. Clear answers, no jargon and no pressure.

LifeCritical illnessDisabilityMortgage protectionTravel & visitors
Start here

New to insurance? Begin with these.

Three guides that answer the questions people ask first.

Life
Comparison

Term vs. permanent life insurance

How long each one lasts, what it costs to start, and which needs each one fits.

6
min read
Read the guide →
Life
How-to

How much life insurance do I need?

A simple way to add up debts, income and future costs.

5
min read
Read the guide →
Critical illness
Explainer

What critical illness insurance pays for

How a one-time lump sum works, and how it differs from disability insurance.

5
min read
Read the guide →
Learning paths

Follow a path for your situation

A few short guides and tools, in a sensible order.

1 guide · 3 calculators

Buying your first home

From affordability to protecting the mortgage.

Calculator: Mortgage Affordability Calculator
Calculator: BC Property Transfer Tax Calculator
Lender insurance vs. your own policy
Calculator: Mortgage Protection Calculator
Start this path
4 guides · 1 calculator

Protecting a young family

Life, critical illness and disability, in order.

Term vs. permanent life insurance
How much life insurance do I need?
What critical illness insurance pays for
Own-occupation vs. any-occupation disability
Calculator: Life Insurance Calculator
Start this path
3 guides · 1 calculator

New to Canada

Coverage for visiting family, and protecting your own.

Super Visa vs. visitor insurance
Term vs. permanent life insurance
How much life insurance do I need?
Calculator: Life Insurance Calculator
Start this path
Teacher Vee, the Vansure guide, pointing to a board about home, family and protection
Vee explains

Insurance words, in plain English

Pick a word. Vee explains it in a line or two.

All guides

Find a guide

6 guides

Life

How much life insurance do I need?

A simple way to add up debts, income and future costs.

5
min read
Mortgage protection

Lender insurance vs. your own policy

Who owns it, who gets paid, and how the payout changes over time.

6
min read
Disability

Own-occupation vs. any-occupation disability

Why the definition of disability in your policy matters so much.

6
min read
Travel & visitors

Super Visa vs. visitor insurance

What each one is for, and the insurance rules for a super visa.

5
min read
Life

Term vs. permanent life insurance

How long each one lasts, what it costs to start, and which needs each one fits.

6
min read
Critical illness

What critical illness insurance pays for

How a one-time lump sum works, and how it differs from disability insurance.

5
min read

No guides match that yet

Try a shorter word, clear the filters, or ask us directly.

Ask Vansure
Put it into numbers

Free calculators to go with the guides

The same nine tools from the Tools page. Results are estimates, not quotes.

Protect your family

Plan your home

Compare and check

Still have a question?

Ask us privately, or get a quote when you're ready.

Ask VansureGet a quote

Guides give general information for people in British Columbia and elsewhere in Canada. They are not advice for your situation. Coverage depends on each policy's terms, conditions, limitations and exclusions. Vansure Insurance Services Ltd. provides insurance information, guidance and quote services tailored to individuals, families and businesses.