Get help protecting your rental building, your liability, and your income exposure as a property owner. Clear advice first, quote second.
Estimated range for a standard landlord insurance policy in BC.
Landlord insurance is built around protecting the rental property itself, your liability as the owner, and certain financial exposures tied to renting the property out.
Helps protect the rental building itself if it is damaged by an insured loss such as fire or certain water-related events, subject to policy wording and limits.
Helps protect you if you are legally responsible for bodily injury or property damage involving the rental property or its maintenance.
If the property becomes unlivable after an insured loss, this can help replace lost rental income for a period of time, within policy limits and terms.
Helps protect items that belong to you as the landlord, such as appliances, maintenance equipment, and furnishings you provide with the rental.
Whether you own one rental home, a basement suite, or an investment property, the goal is the same: protect the building properly and understand the exposures that come with renting it out.
Too many owners assume a standard home policy is enough for a rental. We built Vansure to make the process clearer, more helpful, and easier to trust.
We walk through how landlord insurance differs from owner-occupied coverage and why that difference matters.
From building coverage to liability and rental income protection, we help shape the policy around the actual property and tenancy profile.
Questions do not stop once the policy is issued. We help at renewal, when tenancy changes, and when claims questions come up later.
We start with the property, the occupancy, and the rental setup — then help narrow down the right direction.
Share the basics like location, property type, building details, tenant setup, and any insurance questions you already have.
We look at building details, liability needs, occupancy, and income-loss considerations before reviewing suitable options.
Once everything makes sense, we help finalize the policy with a clearer understanding of limits, deductibles, and endorsements.
These are some of the most common starting points before a client moves ahead with a landlord insurance quote.
Most policies are built around building coverage, landlord liability, loss of rental income after a covered loss, and coverage for certain landlord-owned contents.
Usually no. A rental property should normally be disclosed and insured as a rental. Using the wrong occupancy type can create serious coverage issues.
No. Your tenant’s belongings should normally be protected by their own tenant insurance policy, not your landlord policy.
If the rental property cannot be occupied after an insured loss, this coverage can help replace lost rental income for a period of time, subject to terms and limits.
Yes, many landlords require tenants to carry their own tenant insurance for contents and personal liability. It helps protect both sides of the rental arrangement.
Start the conversation with Vansure and get help understanding the coverage first — then we can work toward the right quote for your rental property.
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No obligation · Licensed BC brokers